Pettiness
Posted on April 18, 2007 - Filed Under Business |
A character flaw exists in my world: pettiness. Pettiness is brought out by anger.
Don’t assume I get angry on a whim. It takes a considerable effort on someone’s part in order to make my blood boil. For instance, crushing my foot under your car probably would not invoke much anger. Pain yes, anger no. Steal my Twinkies and the wrath of God will rain down upon that unsuspecting soul; their little dog too. For revenge, I wield pettiness like Chuck Norris wields nunchuks.
So when InsuranceGuy started saying "That will make your rates go up", my anger started growing.
InsuranceGuy: So let me ask you a few questions before I give you the final quote. Is the structure wood or cement?
Clifford: Wood.
IG: Wood? That will make your rates go up. How old is it?
Clifford: 50 years.
IG: 50? That will make your rates go up. Do you want Hurricane Insurance?
Clifford: . . . um yeah you know I do. I told you that before . . .
IG: That may be but your rate just went up.
InsuranceGuy failed to include Hurricane Insurance in his estimate.
Due to the frequency of hurricanes which hit the Corpus Christi area, insurance companies don’t cover damage caused by hurricanes. That requires special insurance. California has something similar with Earthquake Insurance.
The question I asked myself: Am I comfortable not having hurricane insurance when I know a hurricane will hit Corpus Christi within the next 5 years?
I wasn’t.
In the end, the insurance was 1.45% of the purchase price. Nearly double the 0.8% estimate he gave me to work with. So instead of $99/month for insurance, the new number was $179/month. My cashflow dropped from $276/month to $195.
Revenge is mine, saith Cliff.
Almost 10 other insurance companies were contacted. While most failed to even return my call, the ones who did agreed the total insurance would be around $2100 per year. My objective: find one company who was $1 cheaper than InsuranceGuy. Deny him I would.
One kind lady gave me a quote for $2050 per year.
He was denied.
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For the gurus on August 27th, 2008
With the deadline looming for my great "online business", it's time to bring in some hired help.
Pittance on March 23rd, 2007
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3 Responses to “Pettiness”
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LOL, I love it! That would have pissed me off royally, too!
You go Cliff! Insurance agents annoy me about as much as some real estate agents do. I like changing them out like socks.